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ACA Health insurance
AKM Financial Services
AKM Financial Services
Financial Services Provider

Health Insurance Plans: ACA Marketplace, Off-Exchange & Short-Term

AKM Financial Services  Helps Find the Right Health insurance Coverage for you & your family based on your needs from ACA Compliant Marketplace coverage to Private health insurances to short term medical insurances  

Book Appointment with us to get Estimate and  Enroll in the  Health Insurance 

ACA Marketplace Plans  /   On Exchange Plans

Comprehensive coverage with potential financial assistance. Essential health benefits, premium tax credits, and cost-sharing reductions for eligible individuals and families. 
Key Features:
• Premium tax credits/subsidy available
• Essential health benefits required
• Pre-existing condition coverage
• Annual open enrollment periods

Off-Exchange Plans  / Private Plans

Similar comprehensive coverage purchased directly from insurers. Flexible options for those who don't qualify for marketplace subsidies or prefer different plan features.

Key Features:

• Direct purchase from insurers

• Similar benefits to marketplace plans 

• No subsidy eligibility 

• Flexible enrollment options


Short-Term Plans
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Temporary coverage solutions for transitional periods. Limited duration coverage designed to bridge gaps between comprehensive insurance options.

Key Features:

• Maximum 4-month duration

• Quick approval process

• Lower premiums

• Limited coverage scope